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There are two types of loan products, namely, group guarantee loan and collateral loan. The group guarantee loan is classified into five categories, which are general loan, seasonal loan, emergency loan, business loan and housing loan. The features of these loans are given below.
|Loan Products||Declining Rate of Interest||Service Charge||Time to repayment|
|General||18%||1.3%||1 0r 2 Years|
|Business||18%||1.3%||1 or 2 Years|
|Ujyalo||16%||1.3%||1 or 2 Years|