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Loan

There are two types of loan products, namely, group guarantee loan and collateral loan. The group guarantee loan is classified into five categories, which are general loan, seasonal loan, emergency loan, business loan and housing loan. The features of these loans are given below.

Loan Products Declining Rate of Interest Service Charge Time to repayment
General 15% 1.5% 1 or 3 Years
Seasonal 15% 1.5% 1 Year
Emergency 15% 1.5% 1 Year
Domestic 15% 1.5% 1 Year
Business 15% 1.5% 1 to 3 Years
Ujyalo 15% 1.5% 1 or 2 Years
Collateral 13.5% to 14 % 1 to 1.5% 1 to 10 Years
Special Loan 14.5% 1% 2 Years
Home Loan 14% 1.5% 3 Years