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Loan

There are two types of loan products, namely, group guarantee loan and collateral loan. The group guarantee loan is classified into five categories, which are general loan, seasonal loan, emergency loan, business loan and housing loan. The features of these loans are given below.

Loan Products Declining Rate of Interest Service Charge Time to repayment
General 18% 1.3% 1 0r 2 Years
Seasonal 18% 1.3% 1 Year
Emergency 18% 1.3% 6 months
Domestic 18% 1.3% 6 Months
Business 18% 1.3% 1 or 2 Years
Ujyalo 16% 1.3% 1 or 2 Years
Collateral 16% 1.5%
SME 16% 1.5% 1