Base Rate Reports
Base rate Details
Monthly
| Month | Cost of Funds | Base Rate | Interest Rate Spread |
| 2082-Asar End | 8.52% | 14.13% | 5.84 |
| 2082-Sawan End | 8.32% | 12.86% | 6.01 |
| 2082-Bhadra End | 8.36% | 12.92% | 6.61 |
| 2082-Ashoj End | 8.21% | 13.11% | 6.76 |
| 2082-Kartik End | 8.34% | 13.20% | 6.38 |
| 2082-Mangsir End | 8.32% | 13.32% | 6.04 |
| 2082-Poush End | 8.33% | 13.06% | 6.03 |
Up to 2nd Quarter 2082
| Particulars | Current Year | Previous Year Corresponding | ||
| This Quarter | Up to This Quarter (YTD) | This Quarter | Up to This Quarter (YTD) | |
| Capital fund to RWA | 7.35 | 8.48 | ||
| Non-performing loan (NPL) to total loan % | 18.38 | 12.67 | ||
| Total loan loss provision to Total NPL | 96.69 | 130.41 | ||
| Cost of Funds | 8.33 | 8.21 | ||
| Credit to Deposit and Borrowing Ratio | 143.21 | 140.88 | ||
| Base Rate | 13.06 | 13.11 | ||
| Interest Rate Spread | 6.03 | 6.76 | ||