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Base Rate Reports

Base rate Details

Monthly

 

 

 

 

Month Cost of Funds Base Rate Interest Rate Spread
2081-Srawan End 8.77% 13.65% 6.23%
2081-bhadau End 8.63% 13.45% 6.36%
2081-Ashoj End 8.61% 13.26% 6.38%
2081-Kartik End 8.72% 14.68% 5.71%
2081-Mangsir End 8.57% 12.17% 5.70%
2081-Push End 8.51% 14.98% 5.77%

Up to 1st Quarter

Particulars Current Year Previous Year Corresponding
This Quarter Up to This Quarter (YTD) This Quarter Up to This Quarter (YTD)
Capital fund to RWA 8.89 10.90%
Non-performing loan (NPL) to total loan 16 9.92%
Total loan loss provision to Total NPL 102.62% 73.47%
Cost of Funds 8.51 9.04%
Credit to Deposit and Borrowing Ratio 126.32 122.15%
Base Rate 14.98 13.48%
Interest Rate Spread 5.77 5.93%