Introduction

Unique Nepal Laghubitta Bittiya Sanstha Ltd. (UNLBSL) is one of the leading ‘D’ Class Micro-finance institutions in Western Nepal. Smart Campaign awarded the ‘SMART CERTIFICATE’ in April 2021 to us. Currently, it provides its services to more than 90,000 poor and marginalized beneficiaries from ten districts of Province 5 and Province 7.

UNLBSL obtained micro-finance banking license from the Nepal Rastra Bank in October 2018. However, the history goes back to the year 2000, when UNYC Nepal started working in this field. It has continuously worked for last 18 years under the provisions of Financial Inter-mediator Act, as a ‘FINGO’.

It continually aims at improving access to financial services. It strives to promote culture of saving, encourages income generation, supports micro-entrepreneurship development and provides social security services to its clients.

It has been promoted by UNYC Nepal, Prabhu Bank, NCC Bank and other individual shareholders. It is registered under the Company Act of Nepal.

It believes in multi-layered and targeted interventions to address the causes of poverty of its clients. Therefore, it promotes an enabling eco-system to provide business development opportunities.

In the partnership with the Central Bank of Nepal, line ministries and development agencies, it is engaged to improve access to finance. Sakchyam Challenge Fund is another present partner to gear towards adopting innovative IT based micro-finance delivery and value chain development products.